Savings, MMDA and CDs
Winter Hill Bank offers several types of savings account options to fit varying lifestyles, ages, account balances and savings needs. We are confident the savings selections available will help you grow financially and to save for that special event whether it is a new home, your child’s education, a dream car or your special day.
Earn competitive interest rates with the security of FDIC Insurance. View the Savings Rate page for our current rates.
| Features | Certificate of Deposit | Christmas Club | Kid’s Club | Passbook Savings |
Prestige 1 MMDA | Statement Savings |
|---|---|---|---|---|---|---|
| Review this comparison chart to find your best savings account option. | ||||||
| Account Highlights | Earn higher rates of interest for a fixed term | A great way to set aside money for the holidays | A great way to start saving at a young age | A simple way to start reaching your savings goals | A tiered account where higher balances can earn higher rates | A simple way to start reaching your savings goals |
| Minimum Opening Balance | $500 | $10 | $1 | $10 | $2500 | $10 |
| Monthly Maintenance Fee when balance falls below minimum | NA | NA | NA | $1 | $10 | $1 |
| Minimum Balance to Earn Interest | $500 | $10 | $1 | $10 | $10 | $10 |
| Additional Features | Variety of terms, Penalty for early withdrawal | Checks mailed during October | Passbook Account to keep track of transactions | Track all your transactions in one convenient location | Check Writing Features | Access your funds at any ATM or use your debit card |
1Federal Regulations permit up to 6 transfers or withdrawals by means of a preauthorized, automatic, or telephone transfer to another account of yours or to a third party by check, debit card or similar order to a third party during any statement cycle. A $10.00 fee will apply for each transaction in excess of 6. The minimum check withdrawal amount is $250.00.
For additional conditions and fees regarding the above listed accounts please see our Truth in Savings Disclosure, Personal Deposit Account Agreement and Schedule of Fees provided at account opening. For a copy of Winter Hill Bank’s disclosures contact our customer service department at 800-444-4300 or visit us at any local branch.
