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Terms of Use

This web site, winterhillbank.com (the “Site”) is a site operated on the World Wide Web by Winter Hill Bank (the “Bank”). The following are terms of a legal agreement between you and the Bank, and governs your access and use of the Site, which includes any information, data, tools, products, services and other content (together, “Content”) available on or through the Site. When you access, browse or use the Site, you acknowledge that you have read, understood, and agree without limitation or qualification to be bound by, these terms and to comply with all applicable laws and regulations. IF YOU DO NOT AGREE TO THESE TERMS, DO NOT USE THIS WEBSITE.

Your Limited Right to Use the Site. You represent that you are at least 18 years of age and are authorized to enter into this Terms of Use agreement. Your right to use the Site is subject to your agreement to abide by these Terms of Use in their entirety, as well as any other rules, procedures, policies, terms or conditions that govern all or any portion of the Site. You may not violate or attempt to violate the security of the Site or otherwise damage or interfere with the Site. We make reasonable efforts to provide accurate Content on the Site, but at times we may not promptly update or correct the Site even if we are aware that the Content is inaccurate, outdated or otherwise inappropriate. We may change all or any portion of the Site at any time without notice to you. The Bank makes no representation or warranty that the Site will be available on a continuous basis or available at any particular time.

Site Owned by the Bank. You acknowledge that you do not acquire any ownership rights in the Site or in any Content, trademarks or service marks displayed on the Site. You may not publish, broadcast, retransmit, reproduce, repackage, frame, commercially exploit, create any derivative of or otherwise redistribute all or any portion of the Site. You may print copies of any accessible portion of the Site only for your own internal use.

Security of Transmitted Material. Internet transmissions are never completely private or secure. You understand that any message or information you send to this Site may be read or intercepted by others unless there is a special notice that a particular message is encrypted. Sending a message to the Bank does not cause the Bank to have any special responsibility to you.

Links to Other Sites. This Site may contain links to other Internet sites on the World Wide Web. The Bank provides such links for your convenience only, and is not responsible for the content of any site linked to or from this Site. Links from this Site to any other site do not mean that the Bank approves of, endorses or recommends that site. The Bank does not assume any responsibility or liability for any content available at any other site.

Disclaimer of Warranty. YOUR USE OF THIS SITE IS AT YOUR OWN RISK. THIS SITE (INCLUDING ALL CONTENT, SERVICES, AND FUNCTIONS MADE AVAILABLE ON OR ACCESSED THROUGH THIS SITE) IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTIES OF ANY KIND. TO THE FULLEST EXTENT PERMISSIBLE BY LAW, THE BANK MAKES NO EXPRESS OR IMPLIED REPRESENTATIONS, WARRANTIES OR GUARANTIES OF ANY KIND (1) WITH RESPECT TO THE ACCURACY, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT OF ANY CONTENT PUBLISHED ON OR AVAILABLE THROUGH THE SITE, (2) THAT THE CONTENT WILL BE UNINTERRUPTED OR ERROR FREE OR THAT ANY DEFECTS CAN BE CORRECTED, (3) THAT THE SERVER THAT MAKES THIS SITE AVAILABLE IS FREE OF VIRUSES OR OTHER COMPONENTS THAT MAY INFECT, HARM OR CAUSE DAMAGE TO YOUR COMPUTER EQUIPMENT OR ANY OTHER PROPERTY WHEN YOU USE THIS SITE. FOR PURPOSES OF THIS SECTION, THE BANK SHALL INCLUDE THE BANK AND ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS AND REPRESENTATIVES, AND ANY THIRD-PARTY PROVIDERS OR SOURCES OF INFORMATION OR DATA.

Terms of Use

Limitation of Liability. Under no circumstances shall the Bank, its directors, officers, employees, agents and representatives be liable for any losses or damages whatsoever, whether in contract, tort or otherwise, arising from the use of, the inability to use, or reliance on, the Site (including all content, services and functions made available on or accessed through the Site). Without limiting the foregoing, the Bank shall have no liability for any consequential, direct, incidental, punitive or special damages arising from the use of, or reliance on, the Site, even if the Bank has been advised of the possibility of such damages.

Right to Change the Terms of Use. The Bank may at any time modify these Terms of Use at any time. Any changes made apply as soon as they are posted on the Site. By continuing to use the Site after the changes are posted, you are indicating your acceptance of those changes. The Bank may change, discontinue, remove, or suspend any content, images, or material on the Site temporarily or permanently, at any time, without notice and without liability.

General Provisions. These Terms of Use and any additional terms posted on this Site by the Bank together constitute the entire agreement between the Bank and you with respect to your use of this Site. Notwithstanding anything to the contrary contained herein, if you enter into an Online Banking Agreement with the Bank regarding your use of the Site, in the event and to the extent the Online Banking Agreement is inconsistent with these Terms of Use, the Online Banking Agreement shall govern. If for any reason a court of competent jurisdiction finds any provision of these Terms of Use, or portion thereof, to be unenforceable, that provision shall be enforced to the maximum extent permissible so as to effect the intent of this agreement, and the remainder of these Terms of Use shall be governed by and construed in accordance with the laws of Massachusetts, without reference to its conflicts of law rules. Use of this Site does not create nor is it intended to create an agency, partnership, joint venture, employer-employee or franchisor-franchisee relationship between you and the Bank.

Complaints. If you have any questions or complaints about this Site, please contact us at 800-444-4300.