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Construction Loans

Construction/Permanent Mortgages for Long-Term Ownership
Whether you are planning to build your dream house, an addition, or if you are making renovations to property you already own, we can provide the financing from lot acquisition through construction structured to meet your needs.
  • Available for primary residences and investment property
  • Funds for land acquisition
  • One closing
  • In-house administration from application through construction to loan servicing
  • Choices of loan programs
  • Low down-payment options
  • Competitive rates and terms
Builder/Developer Construction Loans
As a builder, you want to break ground as quickly as possible. Coordinating your suppliers and subcontractors is challenging enough. The last thing you need is difficulty arranging your financing. You want a bank that understands the deadlines you face and will react quickly to your needs. Our CustomServe approach offers a quick response time to your initial request and to disbursements while you build. All of our decision making and servicing is local.

We provide acquisition/construction financing for the following:
  • 1-4 family homes
  • Condominium conversions
  • Mixed use properties
  • Subdivisions
  • Land development
  • Office and retail
  • Rehabilitation loans
We also offer a variety of end-loan packages that can help you sell your properties. Let us design a financing package that works for you and your project!
For more information please contact our Real Estate Lending Department at 800-444-4300 or email us at info@winterhillbank.com.