An Individual Retirement Account (IRA) is an essential component of a complete retirement plan. An IRA offers savings that are tax-deferred until you withdraw them, generally after retirement when your tax obligation may be lower.

• Traditional IRAs
• Roth IRAs
• SEPs (Simplified Employee Pension)
• Education IRAs
• Fixed rates
• Low minimum balances
• Tax benefits
  (Consult your tax advisor for specific information)

For a comparative chart of all 2007 IRA products, click here. For more information please contact our Personal Banking Department at 800-444-4300 or email us at info@winterhillbank.com.