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Personal Checking

Enjoy everyday banking convenience with your choice of Winter Hill Bank checking accounts. Winter Hill Bank is a member of the SUM Network which means that you can use your ATM or Debit Card wherever the SUM symbol is displayed and surcharges will not be charged to your account.

Switch Kit
Switching checking accounts from another bank to Winter Hill Bank is quick and easy. Click here to receive your Switch Kit or contact our Operations Department at 1-800-444-4300 and we'll do it all for you. You can also stop by any office of Winter Hill Bank and we will complete the paperwork for you. In either case, we will even notify your old bank of the change and give you a free gift to say "Thanks" for your business.

Following is a list of all our checking account options. For a comparative chart of our 3 most popular accounts, click here.

CustomPLUS Relationship Checking
  • $10.00 required to open the account
  • $2,500.00 minimum daily combined balance required to waive monthly maintenance fee and Non-WHB transaction* fee
  • Link with an eligible account to meet the minimum daily combined balance requirement - Eligible Accounts for relationship include Passbook or Statement Savings or Passbook or Prestige Money Market Deposit Accounts
  • No monthly service charge when minimum balance is maintained
  • Unlimited access to Winter Hill Bank ATMs
  • 8 Free ATM transactions per month at non WHB locations*
  • Free first order of Specialty Checks
  • Unlimited check writing
  • Free MasterMoney Debit Card
  • Free CustomCash ATM Card
  • CustomCall Banking
  • Free online banking
  • Free ePay - online bill payment service
  • CustomCombo Statement Available
  • Direct Deposit Available
*The host bank or independent ATM owner may charge fees
SmartChoice Free Checking
  • No minimum balance requirement
  • $10.00 required to open the account
  • No monthly service charge
  • Unlimited check writing
  • Free MasterMoney Debit Card
  • Free CustomCash ATM Card
  • CustomCall Banking
  • Free online banking
  • Free ePay - online bill payment service
  • Unlimited access to Winter Hill Bank ATMs
  • CustomCombo Statement Available
  • Direct Deposit Available
Classic NOW Checking
  • Earns Interest
  • Interest compounds monthly
  • Low minimum balance
  • Unlimited check writing
  • Free MasterMoney Debit Card
  • Free CustomCash ATM Card
  • CustomCall Banking
  • Free online banking
  • Free ePay - online bill payment service
  • Unlimited access to Winter Hill Bank ATMs
  • CustomCombo Statement Available
  • Direct Deposit Available
Super NOW Checking
  • Earns a higher rate of Interest
  • Interest compounds monthly
  • Low minimum balance
  • Unlimited check writing
  • Free MasterMoney Debit Card
  • Free CustomCash ATM Card
  • CustomCall Banking
  • Free ePay - online bill payment service
  • Unlimited access to Winter Hill Bank ATMs
  • CustomCombo Statement Available
  • Direct Deposit Available
CustomCombo Account
Combine multiple accounts in one easy-to-understand monthly statement. Tracks all checks, deposits, withdrawals, ATM and POS transactions.
Checking Overdraft Line of Credit
Winter Hill's Checking Overdraft Line of Credit is available to qualified applicants. Funds are advanced automatically to cover the amount of your overdraft up to your approved credit limit.

» Learn More
For more information please contact our Personal Banking Department at 800-444-4300 or email us at info@winterhillbank.com.